On the occasion of its 32nd anniversary and transition into its 33rd year of operations, EXIM Thailand has announced a major strategic shift to become an “Export Co-pilot.” Led by President Mr. Charat Rattanaboonniti, the bank is moving beyond traditional lending to provide an end-to-end “Total Solution” for Thai exporters navigating an increasingly volatile global trade landscape.
The repositioning comes at a critical time as Thai businesses face intensified geopolitical tensions, high logistics costs, and stringent new global trade rules regarding sustainability and environmental standards.
The S-M-A-R-T Strategy for 2026
To address structural challenges—particularly for SMEs who make up 80% of exporters but only 10% of export value—EXIM Thailand has launched the S-M-A-R-T framework:
- SME Export Grooming: Elevating local entrepreneurs to meet demanding international standards.
- Market Expansion: Unlocking “New Frontier” markets to reduce over-reliance on traditional trade partners.
- Advocacy and Sustainability: Promoting ESG-oriented business practices to comply with new global barriers.
- Revamp Digital Systems: Utilizing AI and digital transformation for data-driven risk management and cybersecurity.
- Teamwork Spirits: Fostering an “EXIM One Team” culture to drive national economic sustainability.
2025 Financial Performance Highlights
Despite the global slowdown, EXIM Thailand reported robust operational results for the fiscal year ending 2025, demonstrating its role in stabilizing the Thai export sector:
- New Loan Approvals: 54,346 million baht.
- Total Outstanding Loans: 191,800 million baht.
- Sustainable Investment: 91,650 million baht (approx. 48% of total loans) dedicated to the green economy and clean energy.
- Net Profit: 1,904 million baht, with a high NPL coverage ratio of 261.85%.
The bank also successfully expanded its reach into CLMV (Cambodia, Lao PDR, Myanmar, and Vietnam) and other emerging markets, with loan approvals totaling 9,125 million baht in these regions.
Empowering the “New-Gen Economic Warriors”
A core component of the “Export Co-pilot” role is the EXIM 2X program. This initiative has already helped over 25,000 entrepreneurs by providing a comprehensive toolkit that includes:
- Risk Protection Shields: Bundling loans with export credit insurance to protect against buyer non-payment.
- FX Management: Providing instruments to hedge against the high volatility of the Thai baht.
- Capacity Building: Practical workshops on digital marketing and ESG compliance through the “Export Studio.”
To further support liquidity, the bank recently lowered its Prime Rate to 6.05% per annum (effective March 9, 2026), specifically aiming to ease the financial burden on SMEs facing elevated operating costs.
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